Terms of Service

You must be at least 18 years old and legally able to enter into this agreement. You agree to provide accurate account information, keep your login credentials secure, and promptly notify us if you believe your account has been accessed without permission. You are responsible for activity under your account except to the extent caused by our failure to use reasonable security measures.

The Service is intended for your personal use unless we separately agree to organizational or commercial terms with you.

Life Design OS is consumer software designed to help you understand, organize, and navigate the life you are already living. Features may include conversations with LD, identity and preference continuity, memory, Life Map and developmental views, guided onboarding, scheduling, and other tools that help connect information across time.

We may add, change, suspend, or discontinue features as the Service develops. We will provide reasonable notice when a change materially reduces a paid feature, unless an urgent security, legal, or service integrity issue requires faster action.

The Service uses artificial intelligence. AI-generated responses can be incomplete, inaccurate, or inappropriate for your circumstances. You remain the author of your life and responsible for your decisions. Evaluate important information independently and use qualified professionals when appropriate.

The Service is not a substitute for medical, mental-health, legal, financial, tax, or other licensed professional advice, diagnosis, or treatment. It is not an emergency service. If you believe someone is in immediate danger, contact local emergency services or an appropriate crisis resource.

Do not rely on AI output as the sole basis for decisions that could materially affect another person's rights, safety, employment, housing, credit, healthcare, education, or access to essential services.

As between you and LDT, you retain your rights in information, messages, files, and other content you provide to the Service (“Your Content”). You give LDT a non-exclusive, worldwide, royalty-free license to host, reproduce, process, transmit, and display Your Content only as reasonably necessary to operate, secure, support, and improve the Service in accordance with our Privacy Policy, the controls made available to you, and applicable law.

This license does not transfer ownership of Your Content, permit us to use it for advertising, or by itself authorize us to use your personal content to train general-purpose AI models. Any materially different use would require a separate, clear disclosure and, where appropriate, your choice.

You represent that you have the rights needed to provide Your Content and that doing so does not violate law or another person's rights. Please do not provide information about another person that you are not authorized to share.

To the extent permitted by law, you may use output generated for you by the Service. AI output may not be unique, and other users may receive similar output. You are responsible for reviewing output before using or sharing it.

Our Privacy Policy and any product-specific notices presented in the signed-in Service explain how we collect, use, store, and share personal information. Those notices are incorporated into these Terms. You can choose what to share with LD and whether to connect supported third-party services.

You may choose to connect third-party services, such as a calendar provider or supported AI provider. When you do, you authorize LDT to access and use the information permitted by the scopes and disclosures shown during connection, only to provide the requested feature. You can disconnect supported integrations through the Service where that control is available.

Third-party services remain governed by their own terms and privacy policies. LDT is not responsible for third-party outages, changes, or actions outside our control. Disconnecting an integration may not delete information or calendar events already stored in that third-party service.

The Service may offer free and paid memberships. Features, usage or AI-capacity limits, price, billing frequency, and renewal terms will be displayed before you purchase. Paid subscriptions automatically renew at the disclosed interval unless you cancel before the next renewal date.

You may cancel through the membership controls made available in the Service or by contacting us. Cancellation takes effect at the end of the current paid period unless we state otherwise. Except where required by law or expressly stated at purchase, payments already made are non-refundable. We may change future pricing with advance notice and will not retroactively change a completed charge.

If you connect your own supported AI account, your relationship with that provider—including its charges and usage limits—is separate from your Life Design OS membership.

You agree not to:

• Use the Service in violation of law or another person's rights.
• Harm, threaten, exploit, deceive, harass, or impersonate another person.
• Upload malware, probe or bypass security, interfere with the Service, or access accounts or data without authorization.
• Reverse engineer, scrape, resell, or systematically extract the Service or its content except where applicable law permits it.
• Use the Service to develop or train a competing model or service without our written permission.
• Use automated means in a way that creates unreasonable load or circumvents membership, capacity, or safety limits.

LDT and its licensors own the Service, including its software, design, branding, methods, and other content, excluding Your Content and third-party materials. We grant you a limited, personal, non-exclusive, non-transferable, revocable right to use the Service while these Terms remain in effect.

If you voluntarily provide feedback, you allow us to use it without restriction or compensation, but we will not publicly identify you as its source without permission.

Some features may be identified as beta, preview, experimental, or pre-release. They may be less reliable, change materially, or be discontinued. Do not use a beta feature as the only repository for information you cannot afford to lose. Any special beta terms shown when you enroll also apply.

You may stop using the Service at any time. We may suspend or terminate access when reasonably necessary to address a material breach of these Terms, protect users or the Service, comply with law, prevent fraud or abuse, or respond to a security risk. When practical, we will provide notice and an opportunity to correct the issue.

Account closure and deletion requests are subject to the Privacy Policy, legal retention duties, fraud prevention, dispute preservation, and technical backup cycles. Provisions that by their nature should survive termination—including ownership, disclaimers, liability limits, and dispute terms—will survive.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” LDT DISCLAIMS IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT AI OUTPUT WILL BE ACCURATE OR SUITABLE FOR YOUR CIRCUMSTANCES.

Some jurisdictions do not allow certain warranty exclusions, so some of these exclusions may not apply to you. Nothing in these Terms limits non-waivable consumer rights.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LDT AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, GOODWILL, OR OPPORTUNITIES, ARISING FROM OR RELATED TO THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID LDT FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

These limitations do not apply to liability that cannot lawfully be limited, including liability for fraud or willful misconduct where applicable law so provides.

To the extent permitted by law, you agree to defend, indemnify, and hold LDT harmless from third-party claims, damages, and reasonable costs arising from your unlawful use of the Service, Your Content, or your material breach of these Terms. This obligation does not apply to the extent a claim results from LDT's own conduct.

Please contact us first so we can try to resolve a concern. Before filing arbitration or a lawsuit, the party raising a dispute must send a written notice describing the issue and requested resolution. The parties will try in good faith to resolve it informally for 60 days.

Except for an eligible small-claims action or a claim seeking injunctive relief for misuse of intellectual property, any dispute arising from these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Arbitration may occur by video, telephone, written submissions, or in person in the county where you live, as the rules permit. The Federal Arbitration Act governs this section.

YOU AND LDT AGREE TO BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, NOT AS A PLAINTIFF OR CLASS MEMBER IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. If this class-action waiver is found unenforceable for a particular claim, that claim must be decided by a court rather than an arbitrator.

You may opt out of arbitration by emailing hello@lifedesigntechnologies.com within 30 days after first accepting these Terms. Include your name, account email, and a clear statement that you opt out of arbitration. If you opt out, neither party will be bound by this arbitration section for disputes between you and LDT.

These Terms are governed by the laws of the State of Nevada, without regard to conflict-of-law rules, except that the Federal Arbitration Act governs arbitration. If a dispute may proceed in court, you and LDT consent to the state or federal courts located in Clark County, Nevada, unless applicable consumer law requires another forum.

We may update these Terms as the Service or law changes. We will post the updated Terms and effective date. If a change materially affects your rights, we will provide reasonable advance notice through the Service, email, or another appropriate channel. Your continued use after the updated Terms take effect means you accept them.

These Terms, the Privacy Policy, and any additional terms presented for a specific feature or purchase form the entire agreement between you and LDT regarding the Service. If a provision is unenforceable, the remaining provisions remain effective. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; LDT may assign them as part of a merger, acquisition, corporate reorganization, or sale of relevant assets.

These Terms apply to Life Design OS. Separate products, programs, or communities—including ENTRE offerings—may have their own terms.

Questions, notices, cancellation requests, and arbitration opt-outs may be sent to hello@lifedesigntechnologies.com.